u/Moccabean70 ·
Reddit — r/investing
· March 10, 2026 at 09:31
· ⬆ 26 pts
· 💬 52 comments
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I’m a very late bloomer when it comes to saving. Only began about 4 years ago. I am now 56. I have a 403b with about 52K (contribute about 12K a year) a Roth IRA with 18k (opened it late last year and plan to keep maxing it out). a few brokerage accounts totaling about 35K, an Acorns account with 10,500K and I have a CD that will mature very soon that is now worth about 103K. My question is what should I do with the money from my CD? I’m a little worried with the current geopolitical situation and hesitate to put it into one of my brokerage accounts. Does it make sense to put it back into another CD? Should I invest half (brokerage account) and put the rest into a CD or HYSA to have as an emergency fund? Any help would be appreciated.