Is it time to load the truck for Topicus (earnings) ?

u/Ancient_Bobcat_9150 · Reddit — r/ValueInvesting · February 26, 2026 at 07:24 · ⬆ 3 pts · 💬 2 comments  | View on Reddit ↗
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Author reviews Topicus' latest earnings, noting improving revenue, low but positive organic growth, 20x FCF valuation, and a large contracted revenue backlog, while flagging EU low-margin services and Asseco reporting complexity as concerns.

TOI.V — LONG Author argues Topicus trades at 20x FCF while growing cash flow and revenue ~20%, making the ~$90 price look low given a proven acquisition methodology. A key catalyst is management's plan to recognize close to 60% of €1.3B in contracted but unrecognized revenue this year, meaning roughly half of next year's revenue is already guaranteed, providing a safety margin. Main stated risks are that a quarter of revenues rely on low-margin EU services and that the Asseco acquisition makes the financial statements hard to fully understand due to late reporting.

Valuation: They trade at 20x FCF. For a company that grows 20% cash flow and 20% revenue, 90$ looks rather low.

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u/Ancient_Bobcat_9150 Reddit r/ValueInvesting
Topicus cheap at 20x FCF with backlog
Author argues Topicus trades at 20x FCF while growing cash flow and revenue ~20%, making the ~$90 price look low given a proven acquisition methodology. A key catalyst is management's plan to recognize close to 60% of €1.3B in contracted but unrecognized revenue this year, meaning roughly half of next year's revenue is already guaranteed, providing a safety margin. Main stated risks are that a quarter of revenues rely on low-margin EU services and that the Asseco acquisition makes the financial statements hard to fully understand due to late reporting.
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This Reddit post, published February 26, 2026, features u/Ancient_Bobcat_9150 discussing TOI.V. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/Ancient_Bobcat_9150  · Tickers: TOI.V