People in this sub wouldn't touch PayPal at 2 cents because it has no moat and competition has a better product.

u/GetreideJorge · Reddit — r/ValueInvesting · February 07, 2026 at 01:08 · ⬆ 102 pts · 💬 112 comments  | View on Reddit ↗
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Author argues PayPal is deep-value territory at ~7.4x PE and ~1.85x book despite the sub's view that it lacks a moat.

PYPL — LONG The author argues PayPal is priced as if it has only a few profitable years left, trading at roughly 7.4x trailing PE, 8.1-8.4x forward PE on guidance, and about 1.85x price-to-book. The mechanism is a deep-value re-rating if the market's no-moat narrative proves too pessimistic. The main stated risk is that competition has a better product and the business lacks a moat.

Seriously, this piece of shit sits at 7.4 PE with forward PE (based on their guidance) of 8.1 to 8.4. Price to book ratio is ca. 1.85. This is deep value territory and priced like it has a few profitable years left.

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u/GetreideJorge Reddit r/ValueInvesting
PayPal deep value at 7.4x PE
The author argues PayPal is priced as if it has only a few profitable years left, trading at roughly 7.4x trailing PE, 8.1-8.4x forward PE on guidance, and about 1.85x price-to-book. The mechanism is a deep-value re-rating if the market's no-moat narrative proves too pessimistic. The main stated risk is that competition has a better product and the business lacks a moat.
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This Reddit post, published February 07, 2026, features u/GetreideJorge discussing PYPL. 1 trade idea extracted by AI with direction and confidence scoring.

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