Last week's shit sandwich of me, AI and SAAS

So, during the lasts week I've constantly been bombarded by posts saying AI will take over SAAS, SAAS will out grow AI. Yabidiyabipuabu.. As a dev, the reality looks painfully obvious. To me, SaaS is just going to swallow AI whole and integrate it as a feature. At least for the next decade. The Big Boys, your OpenAI's and Googles have zero desire to build a hyper-niche, legally compliant tax bot(The first pic if you would automate something of huge importance in my opinion) for mid-sized firms or the public for that matter. The problem is that that requires deep, messy domain knowledge (and a tax bot is probably the easiest to make since the domain has clear rules) and carries massive liability. This is also why everyone who says that SAAS companies are going down because everyone can build their own word, excel etc are full of it. Though, the primary reason this won't happen is here due to liability, especially the bigger the org is. Why would a big org trust you versus Microsoft? Anyway, there is infinitely more money and less headache in selling the compute and APIs to the rest of us than there is in digging the actual holes. They want to be the infrastructure, not the application layer. It is an AWS, GDP, AZURE play all over again for the n'th time. All they want is to collect an AI tax on every API call while we do the heavy lifting of figuring out the actual business logic. Honestly, until AI reaches an equivalent adaption level of the nanomites from G.I. Joe (Snake Eyes is nr.1 btw, fuck you Storm Shadow) this takeover isn't happening. Ultimately, I foresee a struggle, but where both sides ultimately win. Who wins more in the coming decade remains to be seen though. Any ideas?