With Everyone Panicking About Paypal. A Quote From Buffett

u/FieryXJoe · Reddit — r/ValueInvesting · February 04, 2026 at 01:35 · ⬆ 20 pts · 💬 55 comments  | View on Reddit ↗
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Author applies Buffett's buyback logic to PayPal, arguing long-term holders should welcome a lower PYPL price because buybacks amplify per-share cash flow, while noting the stock is priced for slight negative growth and citing Verizon's post-earnings recovery as a similar setup.

PYPL — LONG Author argues that because PayPal uses cash flow to repurchase shares, a PYPL owner is effectively a net buyer and should want the stock to trade at a discount so buybacks amplify per-share cash flow. He says the stock is priced for slight negative growth even though that is not currently the case, and that even if negative growth materialized he would have paid an appropriate price. The stated risk is that there were actual underlying issues and the thesis changed a bit, but he remains constructive on the valuation.

If you own PayPal, a lot of your share's cashflow is going towards buying other shares. That means you, by proxy are buying shares of PayPal while you are holding PayPal. You want the stock to be at a discount so the cashflow is having its impact amplified.

There were actual underlying issues with the company, the thesis did change a bit but I once again said several times over the weeks that it was currently priced like slight negative growth even though that wasn't the case, if that became the case I still will have paid an appropriate price.

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u/FieryXJoe Reddit r/ValueInvesting
PayPal buybacks make lower share price beneficial for holders
Author argues that because PayPal uses cash flow to repurchase shares, a PYPL owner is effectively a net buyer and should want the stock to trade at a discount so buybacks amplify per-share cash flow. He says the stock is priced for slight negative growth even though that is not currently the case, and that even if negative growth materialized he would have paid an appropriate price. The stated risk is that there were actual underlying issues and the thesis changed a bit, but he remains constructive on the valuation.
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This Reddit post, published February 04, 2026, features u/FieryXJoe discussing PYPL. 1 trade idea extracted by AI with direction and confidence scoring.

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