Replacement for FTEXX to hold cash: CSHI

The January dividend payment issued by my Money Market FUND, **FTEXX** was disappointing. The 7-day yield on Fidelity’s Municipal Bond Money Market Fund has slipped to a meager 1.66%! I keep a healthy cash position in my Brokerage Account, parked in FTEXX. I want a healthy tax-free or tax-deferred return. I considered SGOV, but the yield on that venerable fund is slipping as well; Last reported at 3.59%; respectable, however the dividends are classified as ordinary income and therefore taxable. Enter **CSHI** (*NEOS Enhanced Income 1-3 Month T-Bill ETF*); dividend yield: 4.82% and a mixture of Section 1256 contracts under IRS rules, and Return of Capital (ROC). It’s time to swap out of Municipal bonds and into T-Bills, and a lot more monthly interest/ dividends.