super new to investing, so apologies if this sounds basic. i’m not looking for high returns. i just don’t want my money sitting idle in my bank account.
priorities are simple:
1/ very low risk
2/ easy / quick withdrawal
3/ small amount
i’ve looked at mutual funds via apps like groww coin and lemonn, but the taxes and exit rules confuse me. also checked instant-withdrawal FDs on apps like stable money / small finance banks. for someone with this goal, what’s actually the safest and simplest option to start with?