Asking as a general question for the sub, as well as myself. Not sure if this is the spot for it. We will see.
Let’s say you max out your Roth IRA every year and then continue contributions into a brokerage account. This year you are able to open and contribute to a 401K. There is no contribution match. Is there any point to allocate a % of your paycheck, or would you just continue to invest through an individualized brokerage account after maxing the Roth?