39 years old. I have about a million in 401k (self employed and roth) (Will not touch this). I am selling a property that is paid in full for around a million. i know i will have to pay taxes and relator fees but lets say profit is a million for the ease of things. i have been renting it and it has been my income for the last year or so (make about 40k rental income a year after expenses). I need to maintain this 40k income every year. Say hypothetically I invest the million into dividend stocks and take payment every quarterly. how is this taxed? is it taxed as regular income or as capital gains? again I only want about 35-45k a year. thank you!