It is sometimes discouraging thinking if this strategy will actually work during my life time, it will only exacerbate inequality... (When I project my returns it, makes me think of this)
u/Artistic_Rub_1661 ·
Reddit — r/Bogleheads
· January 20, 2026 at 07:04
· ⬆ 351 pts
· 💬 230 comments
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I can't fix the system, Im not not going to try and use the system to my advantage but it just seems so unfair. People with early success and investments or inheritance win, unless you win some sort of lottery such as an actual lottery or successful startup. I am fortunately more lucky than most with my parent lottery (my life has been on easy mode), but still no where near some of the people I know or live directly next to. Forget about the extremely rich people. Is it actually sustainable that most people continue to have almost nothing saved or debt and the wealthy remain on an exponential curve over my horizon of about 40 years? I will act as if it does and invest as much as I can but it still concerning.