I am m21, and will have around 15 lakhs by the end of April, I have been thinking about how to invest that money, I thought of putting g it into a sif but it is expensive and would lock up the capital I was also thinking to alternatively put it in a liquid fund and do a sip in a small cap and a flexi cap mutual fund, what should I go with please suggest.
I am comfortable with not moving that money for 10years or more.