Hi, folks I am 54 and would like to retire by 62/63 and married (she is 57). I have the following in retirement investments:
My salary is 150k/year and wife does not work.
\* High savings account: 60k
\* Spouse IRA: 55k
\* My separate Roth account: 8k
\* 403b w/pre tax funds: 1.1 million (70% in stocks and 30% in bonds) and I currently contribute $24, 500 a year
\* Brokage account: zero
\* No pension but work contributes up to 6% of salary to 403b
\* Social Security: was considering wife to take at 62 (850/month) and myself at 70 (4900/month).
I will have an extra 8k this year to invest and considering to "catch up" with after tax monies in 403b (will need to go to 403b Roth), but realize I have zero in a brokage account. Does it make more sense to put money in brokerage account or just max out my 403b Roth?