i can invest \~15k every month and can’t decide how to play it. splitting feels sensible (say 10k sip + 5k crypto) but then it also feels like neither amount is big enough to matter. part of me thinks i should just put the full 15k into one thing and actually build something meaningful. the other part says diversification matters, even with small amounts. i’m in my mid 20s, can take some risk, but don’t want to be reckless. for people who startedd… did splitting work, or is it better to focus on one first and diversify later???