Interested in your guys’s take on this, for someone young & in their 20s is there a use case for this if I just want lowet risk income? Or is there no real logical base here to use them compared to SPY/QQQ. From what I understand, these increase downside protection, but also decrease upside during bull markets, and outperform during sideways markets. Do these covered call strategies lose over time from the underlying assets (qqq/spy) from beta decay similar to 2x ETFs? What are your guys’s experience with these & is it ever worth it for someone young?