Hey all!
Wondering if my account allocation is out of whack and what would be suggested i do about it.
Currently have vti and vxus at a 91% and 9% split with $39,700 in vti and $4,000 in vxus in a roth ira.
I still have $4500 i can contribute to 2026.
At this point should I leave it alone and just invest the next $4500 into vxus, or should I sell a portion of vti and put it into vxus until its at a 80/20 or 60/40 split?
Want to make investing as easy as possible and when I started I was told to jist invest in vti and vxus but unsure if im doing it properly.
Still have about 30 years before I plan on needing the actual funds from anything.