My prediction for SBIN

**Please correct me if I am wrong - I am new to the market. If you choose to respond to this please do so in a constructive manner without being disrespectful - thanks** Here is my take on SBIN SBIN's revenue is growing and flourishing because of outstanding credit ratings allowing them to recieve more FDI, Increase in market share and overall more and more money coming in. I see a lot of people from "lower" economic classes using SBIN for loans and with their gross NPA ratio being \~2% and net NPA being \~0.5%, they are only being pumped up with more and more money. Furthermore, all of SBIN's competitors are trading at much higher prices along with other banks that provide the same facilities at worse rates. This shows me that not only is most of the money in wrong places, but also that there is clear opportunity to enter SBIN. SBIN is breaking through to new all time highs every second without hitting extreme price fluctuations. It is moving up and up and up very silently, HIGH delivery % on green days and outstanding analyst reccomendations which shows me that institutions are lapping it up. From a macroeconomic perspective, one main attribute that stood out to me was the RBI's proposal to increase FII limit cap from 20% to 26% (a 30% increase in limit cap) which is the first proposal put forward since the 2010 which to me clearly indicates a lot of room for growth opening up within the next year. They are even debating an increase to 49% (unlikely but that is double the current proposed limit cap so this supports my previous point being that there is a lot of room for growth). This is however not going to cause any rallies anytime soon because of the fact that FIIs are slowly taking out capital from SBIN due to lack of confidence in our currency and higher risk free returns from, for example, US Federal Reserve funds that are providing roughly 5.50% risk FREE rates. Even though RBI's repo rate is 6.50%, there are a lot of valuation concerns within our economy due to every other stock being backed by unfavourable ratios. This was not too big of a deal due to a lot of domestic investors (DIIs) and most mutual funds picking up what was dropped by FIIs which is what we are seeing now. The weightage in the 8 indexes it is included in can also affect it. Currently holds 6th heaviest weight in nifty 50 index at 4.66%. They plan to release q3 FY26 results on feb 6th. Assuming they beat earnings expectations (which they have, tremendously over the last year) then that is what will set them off into a price range much higher than it's current closing price on 16-01-26 of 1040.3 which is already up 6.3% within the past ONE MONTH. As long as it can continue to outperform at a rate of 3% minimum, which is a very realistic expectation to have, we are looking at a decent upside. Eventually when the rupee begins to strengthen, we will see the limit cap being filled out further which will give an additional ₹3800 crore of fresh inflows into the stock at the 26% proposed limit cap. Can go up to ₹70,000–80,000 crore in fresh foreign inflows at maximum if the limit cap miraculously rises to 49% (just detailing the far side of things) which also raises a whole other can of worms relating to control and stability. But for now, even the best case scenario of the 26% limit cap proposition being approved & filled out will only give an additional 1% of investment to SBIN's market cap (1% is expressed in comparison to SBIN market cap). I think that SBIN is VERY bullish for the next decade due to their high exposure to long term loans and their currently low NPA ratio of 0.5% net. I predict a dip once price hits 1099 or another key level because the same thing happened in november when SBIN hit 999 and then went down to 950 for three weeks. DIIs will be booking profits at these key levels as seen in SBIN's price history as well as recent times. SBIN, to me, looks like it can double or even triple in price within the next couple of years with minor bumps along the way. But as I said - I am new and I have little idea as to what I am doing. I turned 18 last year and got my demat a month later. I am NOT experienced. Please be respectful if you disagree so that we can have a logical and productive discussion Thanks!