I’m a 24-year-old investor from Spain using Trade Republic (UCITS only). I’m investing €1,000/month long term with this allocation:
• 60% VWCE (FTSE All-World, acc) – global core
• 20% SXR8 (S&P 500) – US large caps
• 10% VVSM (Semiconductors) – growth/tech tilt
• 10% WMIN (Mining/Materials) – diversification & inflation hedge
Some months ago I was investing in both S&P 500 and Nasdaq at the same time, but I decided to drop Nasdaq and keep only S&P 500 to reduce overlap. Do you think that was the right move?
I know many people will say “just VWCE and chill”, but I’d like some extra exposure to sectors like semiconductors or mining for diversification and long-term conviction.
Would love to hear thoughts from other EU / UCITS investors.