Until recently my 401k was exclusively in a TDF, but I currently have it moved to a 65/35 split of VIIIX/VTIAX.
They did not have an option such as VTWAX but I wanted to have both US and ex-US exposure. I’m 25yo currently.
Should I maintain something akin to the 65/35 split, go 70/30 (or some other combination), or rebalance regularly to mimic market cap as closely as possible?
Or maybe none of these are “best”
Any advice is helpful. Thanks to anyone who takes the time out of their day to respond.