Allocating 5-10% of my 401k to bonds.
40yo, I5yrs min till retirement - large tolerance for risk
Should I just to BND? Or can I do 1/3rd between CVX JNJ and KO? I feel like this gives me some diversification, yield, and growth too, no?
Obviously there’s risk one of those companies craps the bed versus the ETF is safer. But that company’s growth is the reward for that additional risk, no?
Just my thoughts, would love to hear others who are smarter than me. Thanks all!