VT. That’s it. Going to rawdog VT for the entirety of 2026 and see what happens. I currently own non with a quarter mil invested.
The “complexity” referenced in the title, other than to gaslight you fine gentlemen, is a serious one. I have zero experience in rebalancing portfolios. I’m curious how everyone does it without creating a taxable event. I have a mix of old mutual funds, individual stocks, and several ETFs with a massive amount of overlap. To further complicate my setup, they’re mixed in a traditional IRA, a Roth IRA, and brokerage for me, and a custodial brokerage for my son. Anyone have a good source I can use to educate myself or any specific personal advice?
Seriously giving genuine consideration to just smashing VT this year. I’m 41 with at least couple decades of employment left in me.