I’m a 34M living in Ontario. Between my RRSP and TFSA, I currently have about $240,000 invested. Last year I was able net a return of just over 15%. My main anchors are XEQT and VFV making up just over 50% of my portfolio. I have many other stocks such as Canadian banks, oil, AI/quantum computing, Brookfield, etc. Definitely did some shooting from the hip last year based on market sentiment and the hype train.
I’d like to have more structure going forward with a 30 year time horizon. Looking for advice on the following setup (all weights total to 100%):
45% - Global Equity Core - XEQT
Structural diversification, auto rebalancing, anchor
20% - Innovation and Tech - HXQ and IXN
HXQ gives US innovation, IXN gives global tech
15% - Emerging Market Growth - VEE and EEMS
VEE gives broad EM all cap, EEMS gives small cap tilt for long term play
10% - Moonshots/For Fun - stocks TBD
Looking for around 5 stocks in this category. If these companies can’t change the world, they don’t belong here. Allowed to go to zero without affecting my portfolio massively. Want big swings for the fences.
Looking for honest feedback/critiques to dial in my setup going forward and adding more structure to weather the bad times and capitalize on the good times.
Any categories/weights/funds/stocks you would change? Any suggestions for my moonshot category? Happy to listen and consider any feedback.