[This YouTube video](https://youtu.be/PpyPB3BF-hQ?si=x4Lu7-NWAfBP-l5V&t=5m23s) talks about a tax avoiding strategy that broke my brain a little bit.
At timestamp 5min 23sec, he says that a way to avoid having too pay taxes, one can simply get a loan and live off of that, instead of selling off some of their stocks (which would trigger capital gains taxes). The video is talking about extreme high net worth individuals (which I am not, lol), so maybe that might only apply to those individuals (or they are just able to negotiate a lower interest rate), but 1) is this a real thing? And 2) If true, couldn't anyone do that?
If one gets a loan, sure they can live off of that, and sure the interest rate on that loan is likely lower than the returns your stocks make when invested. But you also have to pay that load back, so how would that work? One gets a loan for a year or longer, then takes out another loan later to pay off that loan? And just rinse and repeat, thus avoiding taxes and thus letting your portfolio grow faster?