I currently have a pension with around 15 years of service credit. I'm late 30s, hoping to retire around 55. I was holding SCHD for the last year or so, but figured to sell since I have the "safety nest" of a pension and would prefer for a more aggressive portfolio.
My current holdings in Roth (Schwab) are:
SWPPX (50%)
SCHG (30%)
SPMO (18%)
FBTC (2% lol)
Do any of these holdings make sense? I understand there's a ton of overlap but each fund has slight differences. Should I drop SPMO and buy more SCHG?
Should my roth just be 100% SCHG? Is SWPPX even needed?
*Note: I have a Roth 403b that is 100% invested in the S&P500. My taxable brokerage is about 40% VTI.