Hi, I've been given initial guidance on choosing ETFs. Honestly, I'm not investing a large amount, quite the opposite. But I don't want to keep them in my checking account. For now, I have 88% of my capital in a BTP maturing in 2032 that yields 2.75% net, and I'd like to leave it there for now. I'd like to invest the other 12% in my checking account in ETFs. I found some accumulation ETFs after your advice, too. I've included them in this screenshot. I'd like to invest 90% of my free capital in one of these, but I'm not sure which one. Some have exposure to emerging markets, others don't. I'd like to invest the remaining 10% in a European momentum ETF that I've put at the bottom of my Excel spreadsheet to diversify my exposure to the US market, but I'm open to other suggestions.
Time horizon: 10 years