She plans to retire at 65 and evaluating finances on her behalf:
* Trad IRA: \~$500k in FKIQX which provides a re-invested monthly dividend around $2500/month.
* Low yield savings account: \~$200k (smh)
* TSP and Roth - unsure how much and what's being contributed - not much in it since she joined the fed a couple years ago
No debt and making \~$125k annually. How would yall suggest she:
1. Open an HSA and max it out
2. Contribute to her TSP/Roth accounts
3. Re-allocate traditional IRA, savings, and future income?