Planning to park ₹25L in US stocks via INDmoney, Facing weak INR (₹91) + big TCS hit (~₹3L). Any ways to improve the exchange rate or reduce upfront costs?

Hey folks, I’m planning to invest about ₹25 lakh in US stocks/ETFs using INDmoney under the LRS this financial year. My domestic bank/exchange rate is roughly ₹91 per USD, and on top of that I’m getting hit with \~20% TCS + GST once I cross ₹10L remittance, which works out to about ₹3 lakh upfront. This feels quite high and I’m trying to think through if there are smarter ways to handle the remittance/exchange part. Would love to hear from anyone who’s done this before.