Looking for advice on optimizing my portfolio to set and forget. I am using my employer sponsored plan and contributing up to their 100% up to 5% offering. 401k is offered through fidelity. 28 YO.
I have attached a list of Fidelity offerings if I use the BrokerageLink option.
Currently use their standard offerings through employer plan as listed below.
Here is my current mix:
Asset Class Subclass Fund Name Current %
Stock Investments LARGE CAP VANG INST 500 IDX D 70%
Stock Investments MID-CAP VG IS EXT MKT IDX D 5%
Stock Investments INTERNATIONAL VG IS TL INTL STK MK 5%
Stock Investments LARGE CAP JPM LG CP GRTH CF-A 20%
Total: 100%
**Vanguard Institutional 500 Index Trust**
**72.85%**
Exp Ratio (Net)
07/16/2025($0.12 per $1,000) 0.012%
Turnover Rate
03/31/202510.60%
**Vanguard Institutional Total International Stock Market Index Trust**
**11.73%**
Exp Ratio (Net)
07/16/2025($0.50 per $1,000) 0.05%
Turnover Rate
03/31/20253.10%
**Vanguard Institutional Extended Market Index Trust**
**6.88%**
Exp Ratio (Net)
07/16/2025($0.30 per $1,000) 0.03%
Turnover Rate
03/31/202510.60%
**JPMCB Large Cap Growth Fund CF-A Class**
**8.54%**
Exp Ratio (Net) 12/01/2023 ($3.90 per $1,000) 0.39%
Turnover Rate 06/30/2025 63.23%
Thanks in advance.