My Roth account is 85% VTI and 15% VXUS, my brokerage account is 100% VTI. I’m 39 years old and wish I would’ve started investing sooner so I went for a more aggressive approach. Should I alter this or continue with it? I haven’t done my backdoor Roth yet but I have the funds ready. I don’t have access to a 401k and my wife has 400k in hers for reference, another reason I’m going for a more aggressive approach because she has 2.5x what I have.