I’m 20 years old, currently putting $60 a week into my Roth IRA currently at $1,000. As of now, I am investing in VTI, VXUS, and QQQ.
Considering selling my shares and going either:
1. 60% 40% in VTI and VUG.
2. 60% 20% 20% in VTI, VXUS, and VUG.
Are either of these options preferable to each other and my current portfolio?
Does it really matter that much right now?
Any advice helps, thank you!