Howdy! Pretty much the title. I’m playing catch up mostly due to a career change from teaching (would have had a pension, albeit shitty) to corporate world. I now have a trad 401k, Roth IRA, and new taxable brokerage. Let’s assume \~25 years to retirement.
Current asset allocations:
**Traditional 401k**
* 100% Target Date Fund 2055 (\~30 years)
* Not a lot of great options in here
**Roth IRA (Fidelity)**
* 80% FSKAX
* 20% FTIHX
**Taxable Brokerage (Fidelity)**
* Nothing yet, brand new
1. Should any of these assets NOT be in the retirement account that they're in due to tax reasons?
2. What would YOU put into the taxable brokerage?
3. Should I switch up my Target Date Fund to something else, or a different date?
4. Anything else glaringly problematic? 0% bonds at the moment, but again, need to catch up!
Appreciate your shared wisdom! Cheers!