I have $400k invested in the market, mostly in tech (think Apple, Meta, Chime). I have about 25k split between VTI and the Russell 2000. These investments were made 10+ years ago, so any sale now would trigger a tax event.
This year, I will receive $100-150k in cash most likely in Q2. I don't have any substantial income (yet), and I do not want to put any in bonds, as with my age, I'm "risk on."
Should I index (VTI or VOO) this incoming windfall? Perhaps some international exposure, as I have none of this?
My goal is long-term.