Discounts on Visa, Mastercard, American Express Ect.

u/LabourOrBust · Reddit — r/ValueInvesting · January 13, 2026 at 18:12 · ⬆ 59 pts · 💬 67 comments  | View on Reddit ↗
AI Summary

Original Reddit post

Author argues that Trump's proposed 10% credit card interest rate cap is unlikely to materialize, making the resulting 5-10% selloff in card network stocks an easy buying opportunity.

V — LONG The author argues that Trump's proposed 10% cap on credit card interest rates is unlikely to be enacted, so the resulting 5-10% selloff in card network stocks represents an easy buying opportunity. The mechanism is that the regulatory overhang is priced in but will not materialize, allowing the stocks to recover. No specific timeframe or risk is stated.

We know Trump proposed a 10% cap on interest rates on credit cards, but surely we all know by know he‘s full of it. Literally a 5-10% discount on these stocks. Easy money right?

MA — LONG The author argues that Trump's proposed 10% cap on credit card interest rates is unlikely to be enacted, so the resulting 5-10% selloff in card network stocks represents an easy buying opportunity. The mechanism is that the regulatory overhang is priced in but will not materialize, allowing the stocks to recover. No specific timeframe or risk is stated.

We know Trump proposed a 10% cap on interest rates on credit cards, but surely we all know by know he‘s full of it. Literally a 5-10% discount on these stocks. Easy money right?

AXP — LONG The author argues that Trump's proposed 10% cap on credit card interest rates is unlikely to be enacted, so the resulting 5-10% selloff in card network stocks represents an easy buying opportunity. The mechanism is that the regulatory overhang is priced in but will not materialize, allowing the stocks to recover. No specific timeframe or risk is stated.

We know Trump proposed a 10% cap on interest rates on credit cards, but surely we all know by know he‘s full of it. Literally a 5-10% discount on these stocks. Easy money right?

Score 59
Comments 67
Full Post Text
Ideas
u/LabourOrBust Reddit r/ValueInvesting
Rate cap unlikely, buy card network dip
The author argues that Trump's proposed 10% cap on credit card interest rates is unlikely to be enacted, so the resulting 5-10% selloff in card network stocks represents an easy buying opportunity. The mechanism is that the regulatory overhang is priced in but will not materialize, allowing the stocks to recover. No specific timeframe or risk is stated.
More from Reddit — r/ValueInvesting

This Reddit post, published January 13, 2026, features u/LabourOrBust discussing V, MA, AXP. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/LabourOrBust  · Tickers: V, MA, AXP