I decided to give managing my own IRA and Roth portfolio a try and simplify it to a 3-fund strategy. I have about 25+ years to grow my accounts (retiring early would be nice). Since I put myself at a beginner-level, what are your thoughts on my new investments? Thanks for your time! Old to new firm

https://preview.redd.it/fxifbw16l4dg1.png?width=816&format=png&auto=webp&s=4072643d28ce1ef63fe2bf7177d60de905e11b11 \- I also have a Traditional 401k through work I plan on maxing for the second year (Unfortunately no company match). Its a standard Target Date Fund. This will be my priority, as well as DCA into my Roth (possibly half of the IRS 2026 threshold) and follow up with traditional for the rest. (or just put everything in Roth). \- I also have a brokerage through Fidelity I am heavily weighted in VOO and NVDA which I will add any extra income I can spare. Possibly invest in other single companies I like, such as Costco or just stay simple and passive and keep investing in VOO ETF. As I get closer to retirement I most likely will rebalance more into bonds (would dividends be fine too?). The reason I don't have bonds currently in my IRA and Roth is I want to be more aggressive and because they exist in my TDF - is this the correct way of thinking?