Paypal undervalued?

u/Next_Battle3914 · Reddit — r/ValueInvesting · January 12, 2026 at 19:27 · ⬆ 32 pts · 💬 157 comments  | View on Reddit ↗
AI Summary

Original Reddit post

Bullish case for PayPal as undervalued given strong growth, global userbase, 11.5x PE, and expansion into crypto.

PYPL — LONG The author argues PayPal is undervalued because it trades at an 11.5x PE with $32B annual revenue against a $50B market cap despite being one of the biggest fintechs with a strong global userbase and consistent growth. The mechanism is that the company's performance metrics are green and it is expanding into modern sectors like crypto, making the valuation unjustified. The author believes PayPal is too big to disappear and the valuation is nonsense.

trading at a 11.5x PE ratio, 32b annual revenue with a 50b market cap

Score 32
Comments 157
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u/Next_Battle3914 Reddit r/ValueInvesting
PayPal undervalued at 11.5x PE with growth
The author argues PayPal is undervalued because it trades at an 11.5x PE with $32B annual revenue against a $50B market cap despite being one of the biggest fintechs with a strong global userbase and consistent growth. The mechanism is that the company's performance metrics are green and it is expanding into modern sectors like crypto, making the valuation unjustified. The author believes PayPal is too big to disappear and the valuation is nonsense.
PYPL HIGH
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This Reddit post, published January 12, 2026, features u/Next_Battle3914 discussing PYPL. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/Next_Battle3914  · Tickers: PYPL