Hello all,
I fully fund my Roth at the start of the year. (lump sum!) Then every paycheck I pull enough out and place it into a vault in my HYSA so that when the next year comes around I can pull from the vault and fully fund the roth again.
It was suggested that instead of taking some money out each paycheck to save, I just invest that. Then when next year comes around, just DCA Roth. I don't really have enough saved up that instead of DCA Roth, I lump sum it out of my savings. That's why I save up throughout the year.
What are your thoughts on this?