Advice for international exposure when over-leveraged in US

u/One-Rabbit4680 · Reddit — r/investing · January 12, 2026 at 15:57 · ⬆ 6 pts · 💬 2 comments  | View on Reddit ↗
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Original Reddit post

Author seeks to reduce US concentration by adding international total-market funds (VXUS/FTIHX) in tax-advantaged accounts to hedge against expected US underperformance.

VXUS — LONG Author believes US markets face a multi-decade shift due to dedollarization, loss of reserve currency status, or debt default. Buying total international funds like VXUS would hedge that US-specific risk. The move is planned for tax-advantaged accounts and the timeframe is years to decades.

I was thinking that in tax advantaged accounts it would be good to move to VXUS or FTIHX. Both total international funds.

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u/One-Rabbit4680 Reddit r/investing
Shift away from US; add VXUS for international hedge.
Author believes US markets face a multi-decade shift due to dedollarization, loss of reserve currency status, or debt default. Buying total international funds like VXUS would hedge that US-specific risk. The move is planned for tax-advantaged accounts and the timeframe is years to decades.
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This Reddit post, published January 12, 2026, features u/One-Rabbit4680 discussing VXUS. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/One-Rabbit4680  · Tickers: VXUS