Hey all, so I started the typical VTI/VXUS strategy a few years ago and read somewhere or someone suggested that I also have a mutual fund (SWTSX) to drop in the extra dollars left after purchasing VTI/VXUS. Ive been doing that since but recently started wondering if that makes sense? I'm not as educated on this topic as soon of you are and reading post and comments make me think maybe this isn't smart. Let me know. THANKS!