Greetings all,
I’m on track for a $7k pension when I retire in 15 years. As a 41 year old, do I need bonds in my allocation?
Would it make more sense to keep everything in equities given I have a safe “floor” so to speak, and let things ride?
I don’t want to be too conservative, yet want to maximize my options. I’m about 10% in bond / cash at the moment.