I'm in my late 30s and have around 500 shares of VTSAX. I first started buying them in 2016 and I've enjoyed some pretty decent growth since then. Problem is, I find the quarterly dividends to be painfully slow and low. I understand that growth is good but I want to start transitioning more to monthly income. Is there any reason why I shouldn't just dump all my shares into QQQi? Or at least a significant portion of them? I acquired a few hundred shares of JEPQ in the last couple of years and found the performance to be a lot better and the monthly income is really addictive.
If it helps give more insight, I also have a few thousand shares of VTIVX in a ROTH IRA, a 457, and a 401k through my employer, so I'm pretty well diversified for retirement. The VTSAX shares are just sitting there growing and collecting dust. What should I do with them?