I've been contributing to my 401k for 10 years but just opened a personal brokerage account for my wife and I. Goal is maximum long term growth with minimal expenses/fees. After some tweaking, we're currently at the below mix:
SCHX: 42%
FNDX: 10%
SCHF: 16%
AVDV: 17%
AVUV: 15%
I feel good overall but am questioning FNDX and SCHF. I think I understand the benefit of FNDX, but with a higher expense ratio I'm not sure if it'll be worthwhile. I'm mostly in SCHF for diversification but am wondering if consolidation would be better.
Thinking about swapping 1 of those 2 for SCHG. Had some shares initially but waffled out due to potential volatility. In the scheme of things, I feel like it might be a better long-term play than FNDX or SCHF.