Please help me make sense if you have time to read. I have information overload over the course of a few months and finally found Bogleheads. Currently 29 — late to investing and doing my best with what I can do.
Currently:
10K in Fidelity NetBenefits Acct through my Fire Dept 457B plan. They match 8%. I am 100% FGKFXI, admittedly because it said it’s more aggressive and has had good returns since inception which is only 6 years I believe. I do have a semi limited option of stocks to buy from this acct option. (doesn’t sound smart I’ve learned)
2500K Schwab Roth IRA. Currently 50/50 SCHD and SCHG. I started putting auto $100 a week into SWPPX and was planning to transfer the $2000 from SCHD/SCHG over to SWPPX 100%
This is all before I found this group. How would you go about these two accounts? What to change, how to diversify. Like I said, I am not a smart man but I am a patient one. I appreciate anyone’s help in navigating and providing feedback.