Hi all,
I’m a European investor in Poland, investing long term in ETFs.
Each month I can invest:
• 800 PLN with medium risk (growth-focused)
• 2,500 PLN with slightly lower risk (more diversification, inflation protection)
My idea:
• 800 PLN → VTI
• 2,500 PLN → VT
VTI as the growth part, VT for global diversification and lower volatility.
No stock picking, no crypto, no timing — just consistent ETF investing.
Does this split make sense, or would you suggest a better/simpler allocation (preferably Vanguard ETFs)?
Thanks!