Some context:
34M, married. no kids (and not planning on it). Looking to maximize long term growth, 20 year horizon. High risk tolerance. No planned withdrawals until retirement
Aware of heavy tech overlap. I’m okay letting winners run but want to be intentional about risk and redundancy. Rebalance mainly via new contributions. Can afford to increase monthly contributions if need be.
Currently maxing Roth 401k and backdoor Roth IRA. This account is for additional long-term growth, not near-term spending.
Looking for feedback on overlap, international exposure, and whether any of these funds are unnecessary.
Thanks!