Sorry if this is an ignorant question. I am leaving my current employer after investing into a Roth 401k for a little over a year. This 401k was entirely invested in a target date fund. If I opt to rollover into my existing Roth IRA, is there a way to rollover the "holdings" directly, as in the target date fund shares? Or can a rollover only be done by transferring the current value as a lump sum of cash? If I want to keep the holdings, then would it better to transfer it into my future employers Roth 401k account?
Thanks!