I have about 10% of my portfolio that was transferred out of the market due to a change in employment. It is rolled into Fidelity and I have no idea what to invest in? The other 85% is in growth stocks and funds, and various index stock funds. My issue is I thought no brainer put it in a bond fund. Which bond fund? Total bond? Or do I look at ETF’s? Then I look at returns and think why even do a bond fund? I’m about 5 years out from retirement. Not sure I want to retire fully so could be 10 years. Everything is so high? Should I just put in MM and wait till the market drops and but for fun? I really like the Fidelity site. I know Im really overthinking this and need some help! Thoughts?