Schwab has got me confused. I put $2k directly to my Roth a few months ago even tho I’m above the limit (I forgot) for income. Asked them to recharacterize it to my traditional and seems they did. Then they said over the phone I can still add $7k to my Ira and backdoor convert it.
So I did. But now I think I’m over the limit and it still shows a $2k direct contribution to the Roth. They said I just need my cpa to explain it using 3 forms.
Has anyone had similar experience?