Hi guys, just wanted to ask as I am 20 years old with around $20k invested atm. For any Australians, the app I use (pearler) has “micros” which are pretty much the apps preset buckets of ETF’s and stocks you can invest in (for newbies pre much). I have about $14k spread amongst these micros but also i have around $3000 in VOO + $1500 in QQQ. I realised there is some overlapping with these micros and etfs.
The main questions i wanna ask is: is VOO + QQQ a good invest and just continue to put $$ into for rest of my life? Or should i try with any other ones?
Second is, if i have overlapping, would i sell the “micros” and just invest in VOO and QQQ from now on? Or just leave the micros alone and just invest in the etfs from now on?
Any help or advice is greatly appreciated.