Hi guys I recently received an inheritance and I’m looking to put around $100,000 to work with a long-term growth focus. I’m in my early 30s, comfortable with higher risk, and I don’t need the capital in the near term, so I’m leaning heavily toward equities rather than income or defensive assets.
I’ve been building my own ETF portfolio over the last few years and currently have roughly $30,000 invested across ASX-listed ETFs. The portfolio is mainly international equity exposure with a bit of home market tilt. Current weighting is roughly:
VGS — 46.72 percent
VGE — 11.25 percent
VAS — 16.72 percent
NDQ — 6.44 percent
IVV — 18.87 percent
What I’m looking for now is guidance on how best to allocate the additional $100k in a way that maximises long-term growth and let compounding do the work.
In particular I’m curious about whether it’s better to top up existing ETFs or diversify into additional ETFs
Open to ideas on certain industry exposure if it makes sense
Thank you for your time guys