I understand that when considering the entire portfolio, all the bonds are supposed to go into the tax advantaged account because taxes.
However, if I'm lucky enough to retire early (or get replaced by robots) I would be hitting the taxable account/savings first (5-10 years out), and the 401k I wouldn't invade for another 15 years or so.
So I have my bond allocation (in a TDF) in the 401k, but the 401k has a longer time horizon. Wouldn't it be better to have all equities in the 401k for a few more years at least? Should I take up a bond position in the taxable (like VTEB) because it's potentially on a shorter time horizon?