I have a few 0% APR credit card promos that run out in ~1 year that I want to interest arb in the meantime. I took these out while unemployed as extra emergency savings but recently found employment.
Trying to decide between keeping the cash in SGOV or JAAA to maximize yield while keeping risk low. I'm wondering if because I'm in CA if that'll eat up all of the extra spread in yield on an after tax basis? HHI is ~$200k and we're talking ~$60k cash.
Also any other alternatives that might make more sense?